Individual Insurance

Whether individuals are unemployed, self-employed, work for an employer who doesn’t offer employer sponsored health insurance, or are considering opting out of their employer-sponsored, The Destiny Health Empowerment provides a solution.

Our health plan offers peace-of-mind protection against the serious financial risk of unexpected medical needs.  Our insured benefits cover office visits, hospitalizations, surgeries, labs and x-rays, preventive care, prescription medications, and emergency room visits.

Among our benefits include:

• Affordable premiums.  We couple a high plan deductible with an individual health savings account (HSA) that helps you save for smaller medical expenses. 
• Triple tax benefits.  Contributions to your HSA are tax-deductible, grow tax-free, and are not subject to tax when withdrawn for qualified expenses.
• Discounted rates at a nationwide network of top-quality providers and hospitals, with the option to choose care outside the network.
• Vitality, our innovative wellness program that helps members achieve optimal health and rewards them for maintaining a healthy lifestyle. Members can see their premiums come back to them in the form of rewards such as hotel packages, airline miles, hotel packages and more.